If you have recently completed the registration of your property in the Sub-Registrar’s office, well done! You have taken an essential step towards establishing your rightful claim over the property. However, an important step to do before you can breathe easily is to transfer the khata to the property. Transferring the khata is important in order to update the local municipal or Gram Panchayat records with the ownership of the property.
If you are trying to get the Gram Panchayat khata certificate online, you may be wondering how to procure the e-Khata certificate. Do not worry! We will help you perform all the required steps.
What is a Gram Panchayat Khata?
A Gram Panchayat Khata is a legal document that confirms property ownership of land located under the Gram Panchayat’s jurisdiction, which may include many villages, a town, and an agricultural area. Transferring ownership charges are similar to converting a B Khata into an A Khata.
Further, an E-khata must be obtained when one acquires land under the jurisdiction of the Gram Panchayat, for it clearly indicates that the land has already been converted into a residential area from agricultural use.
It is also imperative that the transfer of the Gram Panchayat khata be prioritised. Two examples of such documents are a khata extract from the Panchayat and an official order declaring that the land use has shifted from agricultural to non-agricultural. Usually, the total fees for khata transfer and khata land conversion do not exceed 6% of the registration fees.
What is Khata Transfer?
A khata is one of the most important documents legally, as it denotes ownership of a property and provides details regarding the property. It often targets the ownership of the khata record and updating the status of ownership in the property registries of the State after any transfer of property transaction, gift, or death.
In the case of urban assets, changing the ownership of a khata BBMP(Bruhat Bengaluru Mahanagara Palike) also involves a lot of stress and paperwork. Nevertheless, it is unavoidable that the property’s ownership must be properly recorded, the respective taxes paid, and a loan or permission to construct a building sought.
Types of Khata
Depending on the jurisdiction and validity of the property, there are various kinds of khata:
Khata A
These are given to properties with all the requisite approvals in place and adhere to the relevant bylaws and taxation policies. Under Khata A, one can conveniently apply for housing finance, seek sanction for building plans, and procure occupancy certificates. It comes with a Khata Extract, which includes details about the property and its owner, and a Khata Certificate, which certifies that the property tax records are in the owner’s name.
Khata B
This is released regarding lands that do not possess all the requisite permissions and may have outstanding taxes or clearances. There is no certificate for Khata B, only an extract, and no Property Identification Number (PID) is given.
e-Khata
This is the online version of Khata A for easy access and reconfirmation purposes. It works in the same manner as a physical Khata A, thus making every property transaction easier. Your property must already have a valid Khata A and a Property Identification Number (PID) in order to apply for E-Khata. Properties registered under Khata B can not apply for E-Khata.
BDA Khata
BDA (Bangalore Development Authority) issues this khata for properties located within the city of Bangalore and under its jurisdiction.
CMC/TMC Khata
The statement has been issued by City or Town Municipal Corporations (CMC or TMC) for properties found in the urban-rural periphery of Bangalore, redrawn without Bangalore and handled by municipal bodies respective to the properties.
Gram Panchayat Khata
As has already been explained, this is issued by the Gram Panchayat concerning properties within its jurisdiction. In the case of buying land owned by the Gram Panchayat, E-khata acts as a verification for the transmutation of the land.
Why is Khata Transfer Important?
In the State of Karnataka, a khata transfer must be carried out in respect of property transactions. No property taxes can be paid or ownership registered legally in the absence of a valid khata. Regarding this, the khata document includes a number of property facts, including the name of the new owner, the property ID number, the property’s area and use, its worth, and a tax appraisal.
A Khata Certificate is a legal document available in the municipality that supports the ownership claim over the property and also facilitates the correct registration of property tax under the new property owner’s name.
When is Khata Transfer Required?
These situations necessitate a khata transfer:
- Sale of Property
In order to modify the ownership details after a real estate transaction is finished, the buyer must execute a khata transfer in addition to the selling deed.
- Inheritance (with a will)
A khata transfer certificate is necessary if a will transfers property to a legitimate heir.
- Inheritance (without a will)
A khata transfer is necessary if the property is transferred; otherwise, it is typically sold when there is no will.
- Gift
A khata transfer is necessary to formally record the new owner’s name if a property is gifted.
Who Processes Khata Transfers?
The location of the property determines which authority is in charge of handling the khata transfer:
- Urban Areas
The City or Town Municipal Corporations (CMC/TMC) or BBMP are in charge of the registration, property tax, and khata transfer procedures for properties located in metropolitan regions.
- Rural Areas
In rural regions, khata-related issues are handled by the Gram Panchayat.
- BDA Properties
The Karnataka Housing Board (KHB) and Bangalore Development Authority (BDA) are in charge of khata registration and transfer for properties under their jurisdiction.
Process for Khata Transfer
Depending on the regulatory organization, the khata transfer procedure differs slightly. This is a summary of the BBMP procedure:
Documents Required
- Registered property documents (sale deed, gift deed, or will)
- Mother deed (earliest registered deed)
- Certified Encumbrance Certificate (EC)
- Latest property tax receipt
- Previous khata certificate or occupancy certificate
- Aadhaar card and PAN card of the new owner
Steps for Khata Transfer (BBMP)
- Register on the Sakala Portal, the BBMP’s online gateway for procedures about khata.
- Opt for the Online Application Form and provide the new owner’s particulars and the data contained in the sale deed and property tax receipt regarding the property in question.
- Finish filling out the form and select the transaction type.
- Attach the necessary files.
- Provide your Aadhaar number in order to get a one-time password (OTP) for the purpose of application verification.
- Please download the acknowledgement slip with the Sakala application number after verification.
- If your documents are verified, you will get a message to continue the payment process.
- Using the Sakala application number, pay the khata transfer fees (2% of the stamp duty during registration) at any Bangalore One centre.
- The khata transfer will be sanctioned within 2 to 3 days after the payment has been made.
- You can download and extract the khata certificate via the Sakala portal or pick it up in person at the BBMP office.
Conclusion
It is vital to transfer the Gram Panchayat or BBMP khata to legally recognize your property ownership. The process consists of multi-tiered procedures and documents; however, adhering to the right steps assists in easing the transfer of ownership, thus preventing any future problems.
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